Introduction
Northwestern Credit Financial Holdings
Through a combination of direct services and affiliations with a select group of independent financial consultants and advisors, Northwestern Credit Financial Holdings (“NCFH”) provides a complete wealth management service for a select group of ultra-high net worth individuals, foundations, and funds. Our goal is to deliver tailored portfolio management and wealth planning, together with banking, lending and financing, and treasury services. Our approach to managing wealth is measured and intelligent, with a focus on drawing better performance and liquidity out of static assets, expanding capital resources, and delivering optimum risk-adjusted returns.
Building a relationship of trust with each one of our clients is as important to us as the successful management of a client’s wealth. We devote as much time as is needed to understand a client’s financial history along with their short and long term goals. Our services are characterized first and foremost by our clients’ investment objectives.
We are most effective in providing these services when we devote a full measure of time to understand our clients. Our international clients are exposed to the risks and challenges of the economy and financial markets around the clock. Because of this, we provide 24/7/365 support through a dedicated team of both internal financing and lending managers and independent, third-party advisors and consultants in each of the markets in which our clients operate. Every one of our team members understands the need for genuine flexibility to accommodate change and the unexpected, and we will work tirelessly with you to meet your requirements.
You will have access to in-house and third-party financial luminaries whose services are in demand from the world’s top corporate and financial leaders. They will take the time to understand your financial position. Their recommendations are based on decades of knowledge and experience, and will be clear and realistic about what you can achieve and how your portfolio can be positioned to work best for you. We have a layered investment approach drawing on the depth and breadth of global expertise from within Northwestern Credit Financial along with those some of the world’s leading investment specialists.
Whether you rely on us for a complete slate of products and services or you elect to rely on only specific aspects of our expertise while continuing to work with your own wealth planning advisor, at the outset of every client engagement, Northwestern Credit Financial will:
Conduct an in-depth review of your assets, investment objectives, and risk tolerance
Review and analyze whether your investments meet tax-efficiency benchmarks
Recommend an appropriate strategic asset allocation and structures to optimize liquidity
Select managers, investment professionals, and wealth management advisors that best correspond to your personal goals and targets
Provide ongoing advice to improve your tactical asset allocation and to enhance performance monitoring and reporting.
Northwestern Credit Financial applies an investment philosophy that is not burdened by strict models and generic approaches to wealth management. Instead, our in-house and third-party advisors and consultants pursue the opportunities and solutions that best suit each individual client across global investment markets.
Vision
We are committed to providing wealth management and financial advice that creates a better future through responsible investments, products, and solutions. We serve clients who recognize their role and responsibility to shape the future of their families and industries. We focus on doing the right thing for our clients, our consultants and advisors, and the communities that our clients serve. We are unconditionally committed to delivering positive outcomes in every client engagement and transaction in which we participate.
We take an active approach toward creating better futures. We provide responsible advice and solutions for a wide range of institutions and individuals to help them meet their financial goals as they change over time. Change is the only constant in the international financial environment. Our consultants and advisors use the knowledge and experience they have gained through years of services for an elite group of clients to adapt our business model and recommendations and to maintain a focus on what matters most to our clients and their families, both today and into the future.
We offer advice and provide services that create better futures for our clients. In doing so, we strive to deliver positive outcomes for our other stakeholders, including our shareholders, our people, and broader society.
We offer innovative products and solutions that reflect our clients’ investments in a wide range of asset classes and diverse geographies.
Our clients include insurance companies, pension funds, sovereign wealth funds, endowments, foundations, family offices, and ultra-high net worth individuals. We offer access to bespoke asset management services through our relationships with independent third-party distributors, financial advisors, and online platforms.
Our wealth management offerings reflect our strategic ambition to provide financial planning advice and consultation to clients who demand services that correspond to their wealth spectrum. We offer services that focus on preserving and growing our clients’ wealth, and that, in each instance, are as unique as the clients who rely on us.
What makes us different
We use our independence to develop and maintain the strongest possible financial position
We are independent, and we strictly guard our independent position among other parties in the wealth management industries. We have created an ownership structure built on a strong capital base that enables us to take a long-term perspective without focusing on quarterly returns. We adhere to defined strategies and take advantage of opportunities in any market environment.
We build close and lasting relationships
We focus on developing strong relationships with our clients. Our in-depth understanding of a client’s evolving financial needs gives us insights to identify and build solutions that help them to achieve their financial goals.
We remain committed to diversifying our business
Through our direct services and our affiliations with independent third-party consultants, we maintain in-depth knowledge and capabilities in all geographies, asset classes, and markets (both developed and emerging). Our focus on diversity enables us to be more resilient and to respond to changes in client demands and economic cycles. We use that diversity to focus on delivering optimum results for our clients and stakeholders.
Services overview
Northwestern Credit Financial’s service model creates a feedback loop that begins with understanding a client’s goals. This feedback directly influences our development of innovative products and financing structures and assists us in managing our clients’ wealth. We continuously assess the results of our services and use those assessments to fine-tune our understanding of our clients’ goals.
Through all of our products and services, our clients are at the center of the business. We measure the ongoing success of our business as a function of how well our consultants and advisors meet the evolving needs of our clients. We partner with our clients and construct products and solutions that help them meet their changing financial goals. We aim to deliver investment results that outperform major market indices and we provide real value to our clients. We are proud of our track record of delivering positive outcomes for clients.
We build principled partnerships with our clients to understand their financial goals. This allows us to provide a high level of client service and select appropriate products to meet their needs. We design and offer innovative wealth management products that unlock trapped liquidity in a client’s portfolio and deliver regular sustainable income or superior absolute returns. We take an active and responsible approach to investing in order to create better futures for our clients over the long term.
Northwestern Credit Financial works in close concert with top-tier independent third-party asset management firms that offer services for foundations, institutions, and private investors throughout the client lifecycle. Their clients include insurance companies, pension schemes, sovereign wealth funds, distributors, financial advisors, and fund platforms.
We believe that the key to delivering positive outcomes lies in collaborating with talented people who have a consistent track record of success and who bring a diverse range of thoughts and ideas for a client’s consideration. Both our in-house advisors and our independent, third-party affiliates maintain presences across the globe and work with a range of asset classes in their specific markets.
By combining these client relationships with market insights and strong investment capabilities, we design bespoke products and services. These solutions are designed to fit our clients’ needs and are routinely improved and modified to ensure that they are responsive to those needs.
